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What a landlord can and cannot deduct from a security deposit

A security deposit generally covers unpaid rent, damage beyond normal wear and tear, and cleaning costs required to return the property to its move-in condition. It does not cover ordinary deterioration from living there, or upgrades and repairs the landlord would have made anyway. Most states also impose a deadline — commonly 14 to 30 days after move-out — for returning the deposit with an itemised list of any deductions, and missing that deadline can carry penalties.

Typically allowed

Typically not allowed

The deadline rule

Nearly every state sets a deadline for returning the deposit, typically 14 to 30 days after the tenancy ends. Many also require a written itemised statement of deductions within that window.

What varies significantly is the consequence of missing it. Some states treat a missed deadline as forfeiting the right to deduct at all; some allow the tenant to recover multiples of the withheld amount. This is one of the few areas of landlord-tenant law with real teeth, and it's worth knowing your own state's rule specifically.

The part most guides skip: the itemisation requirement is the leverageMost tenants challenge the amount of a deduction. The stronger challenge is usually procedural. Where a state requires an itemised written statement within a set window, a landlord who returns a partial deposit with no itemisation — or sends it late — may have forfeited the right to deduct regardless of whether the damage was real. Checking whether the paperwork met the deadline and the format requirement is often more productive than arguing about whether a carpet stain was pre-existing.

Questions to ask before you sign

  • How many days does my state give the landlord to return the deposit?
  • Is an itemised written statement required?
  • Does the lease list specific non-refundable fees separate from the deposit?
  • Was I given a move-in condition report?
  • Are deductions being charged at full replacement or depreciated value?
  • Does the lease require professional cleaning, and is that enforceable here?

Sources

  • U.S. Department of Housing and Urban Development — state tenant rights pages
  • Consumer Financial Protection Bureau — renting resources
This is general information, not legal advice. Docly helps you find and understand what a document actually says. It does not tell you whether a clause is enforceable where you live, and it is not a substitute for a lawyer. For a decision with real money attached, get advice from an attorney licensed in your state.

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